If you're buying a home for sale in Vero Beach, you'll be glad to know that there's always something to see or do nearby. In fact, check out these five quirky adventures you can go on after you're

Dated: September 11 2019
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When you buy a home, you’ll have to buy at least one title insurance policy.
But what is title insurance, who does it protect, and why do you need it?
Here’s the scoop on title insurance.
There are two main types of title insurance: Lender’s title insurance and owner’s title insurance.
Your lender, if you’re borrowing money to buy a home, will require you to buy it a lender’s title insurance policy. This policy protects your lender if someone comes along and claims ownership of the home while you’re still paying off your mortgage loan. If that ends up happening (don’t worry – it’s pretty rare), the title insurance company will reimburse the bank for the amount of the loan.
You have the option of buying a title insurance policy for yourself, as well. However, sometimes the seller pays for it for you – it just depends on which Florida county you’re buying a home in.
An owner’s title insurance policy provides you with the same level of protection a lender’s policy provides the lender.
If the title has a problem and someone can challenge your ownership in the home, your title insurance policy will most likely pay you the value of the home. Every policy is different, though, so make sure you read the fine print and ask questions before you sign the dotted line.
Chip is the IT Manager for Alex MacWilliam Real Estate. He handles the technology needs of the company as well as helping agents in their day to day problem solving.....
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