If you're thinking about buying a home in Vero Beach, you probably already know that this community has tons of great places to watch the sun come up – but where are the best spots? This guide
What is Homeowners Insurance?
Dated: October 29 2019
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If you’re buying a home, you’re more than likely going to need to buy homeowners insurance, too. That’s true whether you’re buying a single-family house in Vero Beach or a condo for sale. Lenders require you to buy insurance when you’ve taken out a loan for a home, because it’s their investment, too—and it can serve to protect you in the event of a disaster, catastrophe, or mishap.
What is Homeowners Insurance?
Homeowners insurance is a “safety net,” much like car insurance, that provides you (and your lender) protection against the financial fallout of a disaster.
It’s a package policy, which means that it covers damage to your property and your liability or legal responsibility for issues (like injuries or property damage) that you or your family members cause to other people. In most cases, it also covers damage caused by pets.
Disaster Coverage With Homeowners Insurance
Most disasters are covered under a standard homeowners insurance policy, but there are a few exceptions. You’ll have to buy flood coverage and earthquake coverage separately, but other problems are generally covered (such as fire, tornadoes and hurricanes, and other natural disasters).
Are You Buying or Selling a Home in Vero Beach?
If you're considering buying or selling a home in Vero Beach, we're here to help. Check out our:
You can also get in touch with us to learn how we can aggressively market your home to all the right buyers. We can help you sell it quickly - and at the right price - so call us today.
Chip Boyer
Chip is the IT Manager for Alex MacWilliam Real Estate. He handles the technology needs of the company as well as helping agents in their day to day problem solving.....
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